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Sukanya Samriddhi Yojana (SSY) Calculator

Calculate your girl child's savings growth under the government's Sukanya Samriddhi Yojana. Compounded annually at the latest 8.2% interest rate.

Last Updated: May 2026 | Fact-checked & Reviewed by EasyLedger Editorial Team

SSY Details

₹250 ₹1.5 Lakh
1 Year 10 Years
2020 2035
Government Policy Rule: The maximum allowed investment in a Sukanya Samriddhi account is ₹1,50,000 per financial year. Deposits can be made for 15 years; maturity occurs after 21 years.

Maturity Value

Maturity Amount ₹0
Total Invested (15 Yrs)
₹0
Total Interest Earned
₹0
Maturity Year
-

Year-by-Year Growth Table


Year Opening Balance Deposited Amount Interest Earned Closing Balance

What is Sukanya Samriddhi Yojana (SSY)?

Sukanya Samriddhi Yojana is a government-backed savings scheme launched under the "Beti Bachao Beti Padhao" initiative, specifically for the educational and marriage expenses of girl children in India. Accounts can be opened by parents/guardians for girls under the age of 10. It features tax benefits under Section 80C and offers attractive interest rates (currently 8.2% p.a.).

SSY Interest Compounding Policy

Under the policy rules, parents deposit a fixed sum yearly for 15 years. After 15 years, no deposits are allowed, but the account continues to earn interest on the accumulated balance for an additional 6 years until it matures after 21 years from the date of opening.